Financing Ambitions.
Your Growth. Our Funding.
Access seamless credit across 50+ Top Banks & NBFCs. Home Loans from 7.20% p.a., LAP & LRD from 7.75% p.a., Business Loans at 14% p.a. (₹4 Cr), and Working Capital with CGTMSE up to ₹5 Cr.
Direct Sanctions Across Saraswat Co-op, Axis Finance, Chola, Anand Rathi & 50+ Banks
Loan Products Tailored to Your Growth
From Home Loans at 7.20% and LAP/LRD at 7.75% to Business Loans at 14% and CGTMSE Working Capital — explore options with minimal documentation.
Home Loan
Purchase new homes or construct on residential plots with lowest rates
- Starting interest rate from 7.20% p.a.
- Zero hidden charges with fully transparent terms
- Balance transfer with additional top-up facility
Loan Against Property (LAP & LRD)
Leverage residential or commercial assets with Lease Rental Discounting
- Starting interest rate from 7.75% p.a.
- Lease Rental Discounting (LRD) against long-term commercial lease agreements
- Mortgage residential, commercial, or industrial spaces
Business Loan
Unsecured & collateral-backed capital injection to scale your enterprise
- Fixed competitive interest rate at 14% p.a.
- Loan sanctions of ₹4 Crores with flexible deployment
- Loan tenure structured for 3 - 4 Years
Working Capital (CGTMSE & Cash Credit)
CGTMSE up to ₹5 Crore | Collateral value 150% (Subject to T&C)
- CGTMSE facility covered up to ₹5 Crores
- Collateral value 150% applied (Subject to Terms & Conditions)
- Interest charged solely on utilized limits, not on total sanctioned line
Education Loan
Academic funding for premier universities in India & worldwide
- 100% funding covering tuition, living expenses & insurance
- Moratorium period: Course duration + 6 to 12 months grace
- Collateral-free options for top recognized universities worldwide
School / College Funding
Campus infrastructure & expansion debt for educational trusts
- Structured specifically for Trusts, Societies, and Section 8 entities
- Repayment schedules mapped to student fee collection cycles
- Funding for academic blocks, smart classrooms, hostels, and sports arenas
Hospital & Healthcare Funding
Medical infrastructure, ICU expansion & modern diagnostic equipment debt
- High-ticket lending aligned with healthcare cash flows
- Funding for MRI/CT equipment, robotic surgery, and diagnostic labs
- Working capital support for pharmaceuticals and consumable inventory
Interactive Loan EMI Calculator
Adjust amount, interest rate, and tenure sliders in real-time to plan your monthly budget.
Calculate Your Monthly Installments
Instant, accurate calculation with principal vs. interest breakdown and schedule.
Why Borrowers Prefer FundSphere Over Individual Bank Branches
Walking directly into a single bank branch leaves you subject to one strict underwriting framework. As an authorized multi-bank DSA, FundSphere pitches your profile to several competing institutions for maximum sanction value and minimal rates.
Frequently Asked Questions
Common inquiries regarding low CIBIL, CGTMSE, interest rates, and loan terms.